Beauty salon, Mobile beautician liability insurance cover
As a successful business person you built a reputation for offering excellent services at your beauty salon and you would not want to sacrifice this position by failing to get a public liability insurance policy for your beauty salon. So many things can go wrong in the beauty industry, and everyone knows that a customer can be unhappy – even when what you have done to them is exactly what they asked for! With this in mind, it is of the utmost important that you have the right insurance cover including public liability insurance in place. Failure to do so could well turn around to bite you and your business.
There are many things that occur in a salon that sometimes have nothing to do with the actual type of work that you are carrying out, but still need to be covered by beauty salon public liability insurance. Sometimes it is just the wrong-time-wrong-place happenings that you can end up being held accountable for. A customer can be in your salon and place something of value down somewhere. You or a member of your staff might accidentally break the object by stepping upon it, or knocking it over. Your business is accountable for the cost of replacing this item.
Also, and especially in consideration of the various chemicals that are used in a beauty salon, there is a good chance that clients’ clothes might end up being discoloured by the various products that you use, and are therefore ruined. You will want to be covered if there is a customer who is wearing an expensive item of clothing and wants to make a claim against you.
A good public liability insurance policy for Beauty salon insurance provides you with the right amount of protection that is needed when a customer turns against you and is not happy with the service and products that you have provided them with. It is a common occurrence for someone to be unhappy, and want their money back, and this is relatively easy to absorb as a salon; however, should a customer feel that a product that you have used has caused them any pain and suffering, perhaps through a rare dermatological reaction that was unforeseeable, then the amount of money that a personal injury claim would cost to defend, plus the compensation involved, could only really be met by a beauty salon insurance provider.
So make sure you have cover in place, and make sure that the cover you get provides you with the necessary amount of protection that is needed.
Self Employed insurance policy
It is relatively easy to get your public liability insurance policy for your trade. Just click on the Get quotes button, complete the questionnaire and you will be offered free quotes to choose from. All our quotes offer top-level protection cover at a good honest premium charge.
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