Builders public liability insurance cover
If you are working within the building trade then you will know that there are definite risks involved with going out on site, and there is almost a sense of inevitability to needing professional liability insurance or a builders Public Liability Insurance at one stage or another. This is especially true if you are planning on being a professional in your trade. As professional builder then part of being one is to know the necessity of having builders’ business insurance. Consider the types of risks, some of which are highlighted below, and you can only agree that builders insurance is pretty much an obligation.
You only have to look at a worst-case scenario and how that would impact upon your business, and then compare it with the cost of getting an appropriate business insurance policy for your trade which is a builders’ professional liability insurance policy – it is a real no-brainer that is beyond any sort of argument. As a small medium enterprise (SME), that is slowly growing, or even for a bigger concern, you’d find it hard to pick up the bill if you were working on a building and somehow something happened, and it ended up being razed to the ground.
Your vehicle that you use for work can sometimes be involved in incidents, accidents, the likes of which are unpredictable, and so there is always a certain amount of vulnerability when you, or any of your employees, are driving a vehicle on behalf of your business and an accident occurs. This is something that underpins how far-reaching a good builder’s professional liability insurance policy is especially when you realise the scope of cover that it provides you. A commercial combined / all risk “CAR” business insurance policy can be an effective answer to all your requirements. please call us for further options.
Tools are not getting any cheaper, either, and the cost of certain pieces of equipment getting stolen can be enough to put you completely out of action. With a good professional liability insurance policy, you will be covered against the cost of replacing any stolen tools and equipment, which can be instrumental in you being able to carry out a contract.
Any accidents that result in injury are covered with builders public liability insurance. If you or an employee causes injury to a client or a member of the public, then any compensation, and the cost of legal fees, are covered with builders insurance.
Scaffolders public liability Insurance
Sometimes you will be required to work at heights and to perform your work in a safe manner you need to use your own scaffolding or to hire the scaffolding. As a builder you can incorporate this aspect of your work in your public liability insurance policy. However, if you are a scaffolder then you need to protect yourself against injury claims that may be brought against you for failing to erect the scaffolding in a safe manner by obtaining your own public liability insurance policy to cover all aspects of your activities. Most importantly, if you have employees you need to cover yourself by adding Employers’ Liability cover to your policy.
Self employed professional liability insurance policy
It is relatively easy to get your professional liability insurance, business insurance or your public liability insurance policy. Just click on the Get quotes button, complete the questionnaire and you will be offered free quotes to choose from. All our quotes offer top-level protection cover at a good honest premium charge.