Public Liability Insurance for Roofers

Tradesmen working on roof
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Roofer’s public liability insurance cover

As a professional tradesman, you are more than aware of the risks that are involved when you go out to earn your living. This is particularly true in the  roofing industry. By its very nature – the necessity to be at height – roofing is a trade that carries as much risk as any other, and so it is important to make sure that you have a good roofers Public Liability Insurance policy in place.

Covering the costs of something you have not predicted, that cannot be predicted, can be impossible when you are at a certain stage of business. If the work that you and your business carries out was ever to cause injury, costs of just the legal fees, let alone compensation, could be far too enormous for you to meet the as a sole trader or SME. All this is covered, though, with a good value roofers insurance policy.

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 There is a need for you, as a tradesman, to understand that you are working outdoors and that there is always the need to therefore consider members of the public, as well as other tradesmen that you might be working alongside. Your business is liable for the cost of any damage that is brought against the possessions of another person, be it a client, a fellow tradesman or a member of the public. These same people are at risk of a certain amount of injury as you carry out your work, which further necessitates that you have a good roofers public liability insurance policy in place.

Replacing damage tools and equipment is not cheap, and as a roofer you will know that items go missing out on site, and that your equipment, as well as being lost or stolen, can sometimes be damaged due to some unforeseeable problem. It is important to have the peace of mind to realise that, in this eventuality, you have the cover and backing of an insurance firm who will be able to replace your goods for you.

Scaffolders public liability Insurance

Your job requires you to work at heights and to perform your work in a safe manner you need to use your own scaffolding or to hire the scaffolding. As a roofer you can incorporate this aspect of your work in your public liability insurance policy. However,  if you are a scaffolder then you need to protect yourself against injury claims that  may be brought against you for failing to erect the scaffolding in a safe manner by obtaining your own public liability insurance policy for your work. Employers’ Liability insurance can be added to the policy to cover your employees.

Self employed liability insurance policy

It is relatively easy to get your tradesman public liability insurance policy. Just click on the Get quotes button, complete the questionnaire and you will be offered free quotes to choose from.  All our quotes offer top-level protection cover at a good honest premium charge. Please try our quotes and if you need any assistance please call us or send an email.

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