Joiner’s public liability insurance cover
If you’re working within the joinery trade in the UK then you will know that there are definite risks involved every single time you do your job. Without wanting to sound cynical, there is almost a sense of inevitability to needing Public Liability Insurance at one stage or another. The longer you are in the trade the more likely it is that you will experience a need to use joiners insurance, because accidents do happen.
If something really expensive gets damaged because of work that you or one of your employees are carrying out, then meeting the costs of such an accidental occurrence could potentially put you in a position where you don’t have enough money to continue with your business. Everyone knows, for instance, that legal fees can quite easily start running into tens and hundreds of thousand pounds. There is a lot to be said for the peace of mind that you get when you are covered by proper joiners insurance.
Because of the fact that you are working in environments where there are members of the public that you have to watch out for, and other types of tradesmen that you are working alongside, it is important that you and your company are covered by a good joiners Public Liability Insurance policy. Any personal injury compensation, resulting from your company’s actions, will be met by your insurers.
Another important thing to be mindful of is the cost of your tools, or more so, the cost of replacing them. It is a known fact that equipment can get stolen from building sites, and that certain incidents can cause your equipment to become damaged. Imagine not being able to get on with your job because you couldn’t afford to replace a particularly expensive piece of equipment – you’d hate to be ground to a halt by the fact that you didn’t have insurance, wouldn’t you?
And when you or your employees use your vehicles, a good joiners insurance policy is going to help you out if any of your vehicles accidentally cause damage while loading, unloading to a member of the public. Traffic accidents are covered by your motor insurance policy. Making sure that you and your employees and the public are protected is a major benefit of a joiners liability insurance and it will help you feel a lot more secure about your business.
Self employed liability insurance policy
It is relatively easy to get your joiners public liability insurance policy. Just click on the Get quotes button, complete the questionnaire and you will be offered free quotes to choose from. All our quotes offer top-level protection cover at a good honest premium charge. Please try our quotes!