More from: FAQs

Events Organiser

I am an Events Organiser Such as Indoors or outdoors, exhibition, show, market or fayre. Best Practice: Due to the various tasks involved in organizing an event and the potential of things going wrong such as: Volunteers and Staff issues Damages to equipment and property Injury claims made by members of the public for Trips […]


Tradesman with one or more Employees

I am a Tradesman with any number of Employees A Roofer A Builder A Plumber A Plasterer An Electrician There is no legal requirement for you to have public liability cover, but your clients may insist on you having this cover before awarding you a contract or even allowing you access to their site.  However, it is […]


Tradesman with No Employees

I am a Tradesman – Commercial / Residential work – with no Employees A Roofer A Builder A Plumber A Plasterer An Electrician Public liability insurance There is no legal requirement for you to have this insurance cover however your client may want you to have Public Liability Insurance  before awarding you a contract or […]


We are a limited company

As a limited company do i need public liability insurance The public may visit your premises You have several employees Or just one employee, the director only, or You offer products and or services to other businesses or to the public There is no legal requirement for you to have this insurance cover. Best practice […]


Self employed with no employees

I am Self Employed with no Employees: I offer products and or services to other businesses or to the public The public may visit my premises There is no legal requirement for you to have this insurance cover. Best Practice Buy Public liability insurance The industry generally recommends that you take out cover against unforeseen circumstances which […]


Who needs Public Liability

Public liability Insurance This cover is not a compulsory requirement by law but it might be a contractual obligation requested by your customer before allowing you entry into their premises to perform the contracted work.


Who needs Public Liability Cover

This cover is not a compulsory requirement by law but it might be a contractual obligation requested by your customer before allowing you entry into their premises to perform the contracted work. I am Self Employed with no Employees:


What does it cover

What does Public Liability Insurance cover covers injury and damage claims brought against your business, these could have happened at your own workplace, or at a customer’s workplace as a result of work your business is undertaking.



Claims and Injury examples

Examples of Liability Claims and Injuries Examples Examples of property damage Alarm Installer – Cover yourself against damages to property when you are installing an alarm system. Like drilling through electrical wiring, gas or water pipes and or causing  injury to the public. Protect yourself Get quote Bricklayer – Cover against damage to premises you are […]